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Commercial Insurance Coverages
Protecting your business from potential claims and liability is extremely important for growth and success. LeBaron & Carroll realizes that the needs of our clients are as unique as their businesses are. Our Agency uses an in depth assessment to determine the areas you need insurance, the appropriate limits, and to help educate you regarding strategies you can utilize to help further protect your business and set you a step above the competition.
Business Property
Business Property coverage insures the physical property and onsite equipment against theft, fire or other covered areas of risk. General Liability and various other types of Liability Insurance cover incidents that may arise out of a company’s conduct and operations. Premises and Operations coverage apply to exposures relating to the business location and operations at that location. Products and Completed Operations coverage would be applicable when dealing with damages caused by a defective product or business operations already performed. Auto Insurance covers a business for both Liability and Physical damage to your or a second parties auto in case of an accident, theft or other forms of damage. An Umbrella or Excess Insurance policy provides additional coverage above and beyond the current General or Auto Liability limit. This Umbrella can also increase your Workers Compensation coverage, and provide much needed protection in cases of a large loss. Workers Compensation provides no-fault benefits to an injured employee. These benefits include medical costs due to sickness or injury, as well as lost wages (in compliance with statutory limits) until the employee is back to work. Request a Quote |
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